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Privacy Policy

Effective Date: October 31, 2025

Governing Law: Duval County, Florida

1. Introduction

CAMVendors, operated by Reserve Study Institute, LLC ("Company," "we," or "us"), collects and uses data as described in this Privacy Policy. By using CAMVendors, you consent to all data collection, use, and retention described herein.

Minors under 18 years of age are strictly prohibited from using CAMVendors.

2. Data We Collect

We may collect and retain any information submitted, generated, or accessed via CAMVendors, including, but not limited to:

  1. Personal Information: Names, email addresses, phone numbers, business details, license numbers, or other identifiers.
  2. Vendor Data: Service listings, pricing data, documents, contracts, and communications.
  3. Usage and Technical Data: IP addresses, device information, browser type, login times, interaction patterns, cookies, and analytics data.
  4. Communications and Feedback: Messages between users, platform submissions, and other interactions.

We may retain all data indefinitely or for any period allowed by law, and may delete data at our discretion.

3. Use of Data

By using CAMVendors, you grant the Company a non-exclusive, worldwide, royalty-free, perpetual license to use all data submitted, generated, or stored on the platform for any lawful purpose, including:

  1. Operating, maintaining, and improving CAMVendors.
  2. Developing, enhancing, or creating new products or services, including:
    • Pricing databases and pricing modules
    • Property profiles and property information systems
    • Reserve study scoring and related modules
    • Loan underwriting, financial modeling, or other property-related services
  3. Training, improving, or validating AI and machine learning systems.
  4. Aggregating, anonymizing, analyzing, or commercializing data in any form.
  5. Any other lawful purpose now or in the future.

4. Data Sharing and Third Parties

  1. CAMVendors may share data with:
    • Affiliates or parent companies
    • Service providers (hosting, AI, analytics, marketing)
    • Property managers, vendors, or platform users as necessary for operations
  2. CAMVendors disclaims all responsibility for actions, policies, or security of any third-party services.
  3. Data may also be disclosed if legally required.

5. Cookies and Tracking

  1. CAMVendors may use cookies, tracking pixels, and analytics tools to collect information about usage, interactions, and device characteristics.
  2. Such data may be used for service improvement, analytics, AI development, commercial purposes, or other future products.
  3. Users consent to all such tracking by continued use of CAMVendors.

6. User Rights

  1. Users have minimal rights; continued use constitutes consent to all data collection, use, and sharing described herein.
  2. Users are responsible for ensuring submitted information does not violate confidentiality obligations or applicable law.

7. Data Retention

  1. CAMVendors may retain all data indefinitely, unless we choose to delete it.
  2. Data may be retained for legal compliance, business purposes, AI training, or operational needs.

8. Security

  1. We implement reasonable security measures to protect data.
  2. Users are responsible for account security and credentials.
  3. CAMVendors disclaims liability for unauthorized access, breaches, or security failures.

9. No Warranty / As-Is

  1. All data, services, and content on CAMVendors are provided "as is" and "as available".
  2. CAMVendors makes no warranties regarding accuracy, reliability, completeness, or security of collected data or third-party interactions.

10. Changes to Privacy Policy

  1. We may update this Privacy Policy at any time.
  2. Users are responsible for reviewing the current version.
  3. Continued use constitutes acceptance of any updates.

11. Governing Law & Dispute Resolution

  1. This Privacy Policy is governed by the laws of Duval County, Florida.
  2. Disputes may be resolved via courts or arbitration, as legally applicable.

12. Disclaimers and Limitations

  1. CAMVendors disclaims all liability for any loss, misuse, or unauthorized access to data.
  2. We do not guarantee privacy beyond what is required by law.

13. Severability

  1. If any provision is found invalid, illegal, or unenforceable, the remaining provisions remain in full force and effect.

14. Survival

  1. Sections on Use of Data, Sharing, Retention, Security, Disclaimers, and Governing Law survive termination of your account or use of CAMVendors.